Working capital loan: Meet the financing demands to supplement working capital of customers who are individuals, household businesses, and private enterprise
Highlight benefits
- Support loans to serve the life of the customer or the customer
- The property can be owned by the customer or the customer's relatives
- Flexible disbursement method in a single or multiple tranches
- Simple loan procedure and accelerated approval
PRODUCT FEATURES
- Lending to refinance used capital to supplement working capital
- Customer age: from 22 to 65 years old
- Lending ratio: 100% of financial needs
- Tenor: 12 months for working capital loans
- Collateral: Real estate or other properties. The property may be owned by the customer or family members
- Lending method: One-time loan, Credit line
Registration and use
- Contact: Interested customers are kindly requested to contact the . Or call our Contact Center: 1900.555.590
FAQ
Frequently asked questions about the product
01
Is it possible to use someone else's property as a pledge/mortgage?
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02
I bought a house and wanted to get a loan at VAB to pay the seller and mortgage it with this house, but the seller required to pay in full before I could transfer the title to me, so the In this case, will VAB disburse to prepay the seller and then transfer the title of the certificate of ownership?
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03
Is the loan procedure at VAB complicated or not?
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04
My child goes to study/medical treatment (domestic and overseas), does VAB provide a loan to pay tuition/medical treatment?
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05
Projects that have signed association with VAB but do not have a certificate of ownership or use for the apartment I buy, can they borrow capital and mortgage with that property?
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06
I have a need for a home loan, but now I have paid off all the sellers. From the date of payment to the seller to the date I asked VAB for a loan, it has been 3 months, the certificate has been transferred to me for 1 month. So in this case, will VAB lend me a loan for the purpose of buying that house?
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07
I have a loan at VAB, when I sell the mortgaged property to the buyer, the buyer needs to borrow at VAB, can I transfer my loan to the buyer in the name of the buyer?
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08
How old can I get a loan at VietABank?
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09
Can I go to any VAB location to get a loan?
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10
Can customers with a foreign spouse get a loan at VietABank?
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